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Earn rewards2 with every purchase, everywhere

and enjoy special financing.3

5%

back in rewards for every $1 you spend at Bed Bath & Beyond®, buybuy BABY®, Christmas Tree Shops® andThat!®, Cost Plus World Market® and Harmon Face Values®

2%

back in rewards for every $1 you spend on gas and groceries4

1%

back in rewards for every $1 you spend anywhere else Mastercard® is accepted

receive a 10% reward certificate for every $10 you earn!

No Interest
If Paid In Full Within:

6 months on purchases between $250 - $500 | 12 months on purchases over $500
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 6 or 12 month promotional period or if you make a late payment.3

6
Months

on purchases between $250 - $500

12
Months

on purchases over $500

Shop Outside Of Our Brands
Earn A $25 Gift Certificate

when you spend $1,000 in the first 6 months anywhere Mastercard® is accepted outside of Bed Bath & Beyond®, buybuy BABY®, Christmas Tree Shops® andThat!®, Cost Plus World Market®and Harmon Face Values®

Earn A $75 Gift Certificate

when you spend $6,000 in the first 6 months anywhere Mastercard® is accepted outside of Bed Bath & Beyond®, buybuy BABY®, Christmas Tree Shops® andThat!®, Cost Plus World Market®and Harmon Face Values®

rewards run in the family

The Christmas Tree Shops andThat! Mastercard® credit card is issued by Comenity Capital Bank, pursuant to a license from Mastercard® International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

1 Subject to credit approval and availability. Exclusions apply, see welcome kit insert for full details.
2 Reward Certificates are issued in $10 increments with your billing statement. Restrictions and exclusions apply, see Reward Certificate for details. The Christmas Tree Shops and That! Rewards Program is provided by Bed Bath & Beyond Inc., which is solely responsible for the program’s operation. Bed Bath & Beyond Inc. may change the terms of the program at any time without notice. See comenity.net/christmastreeshopsandthat for full rewards terms and conditions.
3 Interest will be charged to your account (at the standard variable purchase APR) from the purchase date if the purchase balance is not paid in full within the 6 or 12 month promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Required minimum purchase of $250 for 6 months and $500 for 12 months. Christmas Tree Shops andThat! Mastercard credit card accounts are offered by Comenity Capital Bank, which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $30. Minimum Interest Charge is $2 per credit plan. Standard variable purchase APR of 24.24%, 18.24%, or 14.24%, based on your creditworthiness and the Prime Rate. Subject to credit approval and availability. Account must be in good standing at time of transaction. Offer valid only for purchases made in store and online at Bed Bath & Beyond, buybuy BABY, Christmas Tree Shops andThat!, Cost Plus World Market, and Harmon Face Values.
4 Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Bonus percent (%) back in rewards will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Capital Bank does not have the ability to control assignment of merchant codes.
5 Qualifying credit cardholders will receive the offer by mail approximately 90 days after meeting the offer requirements. Offer valid in Bed Bath & Beyond, buybuy BABY, Christmas Tree Shops andThat!, Cost Plus World Market, and Harmon Face Values stores, and online at bedbathandbeyond.com, buybuybaby.com and worldmarket.com.

Make sure to share photos of your favorite finds on Instagram using #CTSBargainHunters

Gift Cards

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